Vehicle Loan

A Vehicle Loan helps individuals and businesses purchase new or used vehicles with easy repayment options. Loans are available for two-wheelers, cars and commercial vehicles based on applicant eligibility and lender policies.

PraFintech provides complete assistance in vehicle loan processing, document verification, lender coordination and application support for salaried as well as self-employed applicants.

Loan Features

New & Used Vehicles: Finance available for both new and used vehicles.
Multiple Vehicle Types: Two-wheelers, Cars and Commercial Vehicles.
Flexible Loan Amount: Loan amount depends on vehicle value and lender policy.
Convenient Tenure: Repayment options as approved by the lender.
Co-Applicant Option: Loan can include an eligible co-applicant where required.
End-to-End Assistance: Complete support from application to loan disbursement.

Vehicle Categories

Category	Description
Two-Wheeler Loan	Finance for motorcycles and scooters.
Car Loan	Loan for new or used passenger cars.
Commercial Vehicle Loan	Finance for goods carriers and commercial vehicles.
Vehicle Type	Available for both New and Used Vehicles with Petrol, Diesel, EV or CNG models.

Required Documents

Common Documents

Aadhaar Card
PAN Card
Address Proof
Bank Statement
Passport Size Photograph

Additional Documents (As Applicable)

Salary Slips / Income Proof
ITR / GST Documents (For Self-Employed)
Vehicle Quotation / Dealer Details
Co-Applicant Documents (If Applicable)

Note: Additional documents may be requested depending on the applicant profile, vehicle category and lender requirements.

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