Home Loan

A Home Loan helps individuals purchase, construct or renovate a residential property. PraFintech assists applicants throughout the home loan process by helping with document verification, application preparation, property details, co-applicant information and coordination with lending institutions for loan processing.

The loan application requires personal details, employment or business information, property details, collateral information (where applicable), nominee or co-applicant details and supporting documents for verification.

Loan Highlights

Property Purchase: Loan available for eligible residential properties.
Employment Types: Applicable for salaried as well as self-employed applicants.
Co-Applicant: Nominee or co-applicant details can be included in the application.
Property Verification: Property and ownership documents are verified during processing.
Loan Details: Loan amount, tenure and purpose are recorded during application.
Multiple Applicants: Joint applications can be processed wherever applicable.

Property & Loan Information

Information	Description
Property Category	Residential, Commercial or Plot.
Ownership Type	Self-Owned, Joint or Ancestral.
Collateral Details	Collateral property details may be required based on the application.
Loan Purpose	Purpose of the requested home loan.
Loan Amount & Tenure	Requested loan amount and repayment tenure.

Required Documents

Common Documents

Aadhaar Card
PAN Card
Passport Size Photograph
Bank Statement (Last 6 Months)
Property Documents

For Salaried Applicants

Salary Slips
Form 16 (If Available)
Bank Passbook
Employee ID Card

For Self-Employed Applicants

ITR
GST Documents (If Applicable)
Land / Property Documents
Bank Passbook & Bank Statement

Note: Additional documents related to property ownership, collateral, nominee or co-applicant may be requested during loan processing.

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