Collateral-free working capital up to ₹5 Cr. Specialized CGTMSE funding for manufacturers scaling globally.
Start your manufacturing unit with guaranteed Govt. support. We handle DPR, Bank Application & Approval.
Instant personal loans for weddings, travel, or medical needs. Paperless process with 48-hour disbursal.
Comprehensive coverage for your family, business, and assets. 99% Claim Settlement Ratio with top insurers.
Lifetime free credit cards with premium airport lounge access, cashback, and fuel surcharge waivers.
PraFintech is Bihar's premier financial consultancy. We don't just process loans; we engineer financial roadmaps for Startups, MSMEs, and Individuals.
Specialized in PMEGP & PMFME with 99% approval rate.
Fast-track processing for Personal and Business loans.
Dedicated relationship managers in Patna & Aurangabad.
Loan Disbursed
Happy Clients
Success Rate
Major Branches
We have simplified the complex banking procedures into 4 easy steps. From documentation to disbursal, we handle it all.
We analyze your profile and prepare professional reports (DPR) and balance sheets tailored for approval.
We submit your file to the most suitable bank or govt portal (PMEGP/PMFME) ensuring 100% compliance.
Our team coordinates with bank managers to expedite the sanction letter and subsidy claim process.
Funds are credited to your account. We also assist with post-disbursal compliance and repayment planning.
Ready to start? Most approvals happen within 7 Days.
Start ApplicationLending Partners
Understanding finance shouldn't be complicated. Here are clear answers to the most frequent queries from our clients.
You need a valid Aadhaar, PAN Card, Project Report (DPR), Caste Certificate, and Rural area certificate. Education proof (8th pass) is mandatory for loans above ₹10 Lakhs.
Personal loans are disbursed within 24-48 hours. Business and PMEGP loans typically take 15-20 days subject to bank verification.
Under the CGTMSE Scheme, loans up to ₹5 Crores can be availed without collateral. Eligibility depends on turnover and CIBIL score.
We believe in 100% transparency. Our consultation fee is fixed, and bank processing fees (typically 0.5% - 1%) are deducted directly by the bank from the loan amount. There are no hidden costs.
Yes, we provide end-to-end support for Life, Health, and General Insurance. From selecting the right policy to filing and settling claims, our team guides you through every step.
Absolutely. You can upload your documents via our secure WhatsApp channel or Email. Our relationship manager will handle the bank processing remotely, so you don't have to travel.
Join 1200+ entrepreneurs who secured capital with PraFintech. Zero hidden charges, 100% transparency.