Credit Card

A Credit Card provides a convenient and secure way to make purchases, pay bills and manage everyday expenses. Eligible applicants can apply for a credit card based on their income, employment status and credit profile as per the issuing bank's eligibility criteria.

PraFintech assists applicants with credit card application, document verification and submission to the appropriate banking partner for processing.

Card Features

Easy Payments: Make purchases at online and offline merchants.
Digital Application: Simple application and document verification process.
Salaried & Business: Available for eligible salaried and self-employed applicants.
Credit Limit: Card limit is determined by the issuing bank after verification.
Secure Transactions: Suitable for online shopping, bill payments and POS transactions.
End-to-End Assistance: Complete application support through PraFintech.

Eligibility

Criteria	Requirement
Applicant Type	Salaried Employee or Self-Employed / Businessman.
Identity Verification	Valid Aadhaar Card and PAN Card.
Income Verification	Income proof as applicable for the applicant category.
Bank Details	Active bank account with recent bank statement.
Mobile Number	Registered mobile number linked with Aadhaar/Bank.

Required Documents

For Salaried Applicants

Aadhaar Card
PAN Card
Mobile Number
Bank Statement (Current - Last 6 Months)
Salary Slips (Current - Last 3 Months)
Passport Size Photograph
Email ID
Employee ID Card / Form 16 / ITR (If Applicable)

For Self-Employed / Business Applicants

Aadhaar Card
PAN Card
Mobile Number
Bank Transaction / Statement (Up to 1 Year)
GST Returns (Up to 1 Year)
ITR (Up to 3 Years)
Passport Size Photograph
Email ID

Note: Additional documents may be requested depending on the applicant's profile, credit history and the issuing bank's verification requirements.

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