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EST. 2018

Bridging the gap between
Ambition & Capital.

PraFintech is Eastern India's strategic financial consultancy. We replace bureaucratic complexity with transparent, data-driven financial pathways for Bharat's emerging entrepreneurs.

Corporate Meeting
ISO 9001:2015
Certified Firm
OUR ORIGIN STORY

From Consultancy to
Financial Ecosystem.

PraFintech was born out of a critical observation: While India's banking sector is robust, the "Last-Mile Connectivity" to Tier-2 and Tier-3 businesses remains broken. Small business owners often struggle with complex documentation and regulatory hurdles.

We stepped in to fill this void. By acting as a strategic bridge between Nationalized Banks (PSUs) and local entrepreneurs, we ensure that deserving businesses get access to schemes like PMEGP and CGTMSE.

"Our goal is not just loan disbursement, but financial literacy. We educate our clients on credit scores, balance sheets, and compliance."

₹50Cr+

Credit Facilitated

1200+

MSMEs Empowered

25+

Banking Partners

98%

Success Rate

OUR DNA

Driven by Principles,
Powered by Results.

Our Mission

To democratize access to formal credit for every scalable business idea in Bihar and Jharkhand, eliminating bureaucratic hurdles through expert liaisoning.

Our Vision

To be recognized as Eastern India's most trusted Fintech Enabler, creating a seamless ecosystem where obtaining capital is as easy as digital payments.

Core Values

Transparency: No hidden charges.
Integrity: Unbiased financial advice.
Speed: Leveraging tech for faster approval.

The PraFintech
Advantage.

Why do 1,000+ businesses choose us over direct bank applications? Because we speak the language of bankers, but work for you.

  • DPR Expertise: Chartered Accountant certified reports.
  • Subsidy Maximization: Highest eligible PMEGP subsidy.
  • Doorstep Service: Digital document processing.
  • Credit Repair: CIBIL improvement guidance.

01

Consultation

We analyze your business model to suggest the right scheme.

02

Documentation

Preparation of DPR, projected balance sheets, and compliance docs.

03

Sanctioning

Coordination with Bank Managers and DIC for approval.

04

Disbursement

Post-sanction support for legal formalities and subsidy release.

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