Fuel your business growth. Get capital for stock, expansion, or machinery **without providing any collateral**.
An Unsecured Business Loan is a funding option that does not require you to pledge any security (land, gold, or property) to the bank. It is purely based on your Business Vintage, Annual Turnover, and Profitability.
Whether you need funds for increasing stock, opening a new branch, or managing cash flow, PraFintech helps you secure the highest eligibility from 20+ partner banks and NBFCs.
| Criteria | Requirement |
|---|---|
| Business Vintage | Minimum 3 Years in the same line of business. |
| Annual Turnover | Minimum ₹40 Lakhs per annum (via GST/Bank). |
| Profitability | Business must be profit-making for the last 2 years. |
| CIBIL Score | 700+ (No recent defaults or write-offs). |
| Ownership | Office or Residence must be owned (not rented). |